Do people still use on credit cards?
In this economy, are people still using credit cards to provide them vacations, electronics and other luxury items?
I am certainly NOT debt free, but I have not used a credit card in 13 months. It was a hard adjustment, but now paying cash for everything and having to save a bit for even a $50 luxury item seems like the most logical way. I can’t imagine living how I used to and all that debt racking up.
I am also single with one income, so no one else to rely on.
Anyone else out there leaning towards the no more credit card way of living? If you have already, what has been your biggest adjustment/cut back?
I personally would like to see more of the world, but if I can’t pay cash, I’m not going anywhere. That’s my one gripe.
I am well aware on how to pay off credit card debt as I can see the light at the end. It is a great feeling, but I will also be missing out the next couple of years while I do this and not be able to visit Europe the way as I so desire – cash only.
Credit cards are not the problem the way people use them is.
I have 3 that I use every month for every day things and pay them off in full every month before the due date.
Last year they paid me almost $1,000.00 in cash back rewards for using their money for free.
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